Insurance companies can be difficult to deal with. Despite their stated goal of providing you financial protection in case of specific loss due to accident or otherwise, their obligation is to ensure paying out the minimal reward possible, to protect the investment paid by other policy holders.
Insurance can be as minimal as tree damage to your house during a storm, or as major as denied coverage for an unforeseen catastrophic injury to you or a loved one.
Insurance companies follow a standard process in paying these claims, but sometimes, they may make mistakes, slow down payments, or wrongfully deny claims altogether. The Law Office of Stephen H. Osborne has significant experience in investigating the cause of non-payment of claims and will seek to ensure that you are paid the amount you are entitled.
With most people and companies carrying liability insurance, it was inevitable that we deal with the insurance companies and not individuals when I bring personal injury and wrongful death lawsuits. I know Nevada insurance law and I'm experienced in the interpretation of insurance policy language, coverage, and exclusions, as well as the litigation of insurance claims. My office handles insurance coverage issues involving:
- Arbitration and mediation
- Bad faith claims
- Business loss claims
- Disability policies and coverage
- Health insurance
- Homeowner's coverage
- Insurance coverage and insurance litigation
- Personal injury and wrongful death claims
- Medical benefits
- Premises liability
- Products liability
- Property damage claims
- Supplemental insurance policies and coverage
- Underinsured motorist (UIM) claims
- Uninsured motorist (UM) claims
When faced with an insurance claim, don't enter into it blindly, and don't go it alone. Learn all you can before you discuss or agree to anything your insurance company offers. If you feel you are not being treated fairly, hire professionals skilled to protect your rights and benefits.
Like all the cases I take, Insurance Bad Faith cases are handled on a contingency basis with no obligation or fee for the first consultation.